Objective
Seeking a entry level position in the Maritime Industry with an opportunity to utilize my professional, organizational, and communication skills.
Experience
Professional Experience
Step for Students/Jacksonville, FL
Processor 04/2012-08/2012—1/2013-5/2013
• Evaluated income, assets, residential and student documents for authenticity and accuracy.
• Determined recommendations for awarding student scholarships from grades k-12.
• Interviewed parents of students eligible for scholarships.
• Maintained 100% processing accuracy.
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Velox 08/2008-Present
Driver/ Selector
• Deliver payroll, quarterlies, surgical tools and general items to businesses in Jacksonville, St. Augustine and surrounding counties in a timely fashion. Pull orders for fellow drivers.
Lloyd Scott Investment Group 11/2005-10/2008
Managing Partner
• Facilitated the acquisition of real estate for the resale to potential buyers.
• Organized and supervised construction crews and investors.
• Collaborated with lenders, appraisers, title companies and surveyors to ensure smooth closings.
K.B. Homes 06/2005-10/2005
Loan Counselor
• Provided on-site prequalification for potential borrowers using internal underwriting systems for Conventional, FHA and VA loans.
• Analyzed income, assets, titles, appraisals and surveys.
• Executed presentations on loan products in various sales meetings.
• Developed and implemented a marketing plan which targeted various loan officers, mortgage brokers and real estate agents in Northeast Florida.
Turning Point Mortgage 01/2000-06/2005
Licensed Mortgage Broker/Project Manager
• Originated and processed conventional mortgage loans for qualified borrowers.
• Maintained open lines of communication with borrowers.
• Negotiated with lenders’ loss mitigation departments on distressed properties for potential borrowers.
• Managed sub-contractors, ordered building materials and performed preliminary inspections prior to actual code inspections.
• Reviewed post closed funded and non-funded loans to insure company met federal guidelines compliances.
Williams Brothers Real Estate Investment Company 06/1998-01/2000
Licensed Mortgage Broker/Processor
• Originated and processed conventional mortgage loans for qualified borrowers.
• Reviewed contracts, credit, appraisals, titles, income and asset documentation.
• Specialized in court record research and foreclosure acquisition.
• Executed internal loan file auditing for post-closing loans.
Education
Florida Agricultural and Mechanical University, 1985-1987-Major: Business Economics
Basic Safety Training Certified, CPR Certification, TWIC & Z Card
Technical Proficiencies
Microsoft Word/Excel/Power Point/Calyx
Education
Florida Agricultural and Mechanical University, 1985-1987-Major: Business Economics
Certification
Basic Safety Training Certified, CPR Certification, TWIC & Z Card
Skils
Technical Proficiencies
Microsoft Word/Excel/Power Point/Calyx